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Meet the Team

David Tozer

Owner, Certified Financial Planner

tozerd@ceteranetworks.com

David Tozer is a Certified Financial Planner, Chartered Retirement Planning Consultant, and an Investment Advisor Representative of Cetera Advisor Networks LLC.

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Marsena Perez

Administrative Assistant

perezm@ceteranetworks.com

Marsena Vasquez has worked in the financial industry since 2006, starting with Golden One Credit Union in Roseville, California. In 2017, she joined Cetera Advisor Networks as an administrative assistant, bringing vast experience in...

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About Us

We are an independent, financial firm that offers fiduciary services, guiding clients as they build the life they're dreaming of.

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Our Process

Our straightforward process helps you meet your financial needs as your interests and concerns shift over time. 

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With a plan, you can build, preserve and transfer multi-generational wealth. Reach out to get started.

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